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FinanceFreemiumVerified

Ramp

AI-powered corporate card and spend management platform.

Visit Ramp@ramp

About Ramp

Ramp issues corporate cards and uses AI to enforce spend policies, surface savings opportunities, and automate expense reports. The AI automatically matches receipts, suggests GL codes, and flags out-of-policy purchases. Companies on Ramp save an average 3.5% of annual spend.

Key features

  • AI corporate cards
  • Auto receipt matching
  • Savings intelligence
  • Accounts payable automation
  • Real-time spend dashboard

Pros & limitations

Pros

  • Core product is free
  • Proven savings (avg 3.5%)
  • Excellent UX

Limitations

  • US-only (2026)
  • Requires business bank account
Alternatives

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QuickBooks AI (Intuit Assist)

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